Before talking about AIA children's insurance, we might as well get to know AIA first.
First, AIA entered the mainland.
AIA first came to the mainland on 19 19, and finally 1992 officially entered China. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.
Second, AIA became the only wholly foreign-owned insurance company in China.
It is precisely because AIA is the first foreign insurance company to enter China that it successfully circumvented the restriction that the proportion of foreign investment should not exceed 50% of the company's total share capital and became the only wholly foreign-owned insurance company in China.
Three. The solvency of AIA in the first quarter of 2020
Solvency refers to "the ability of an insurance company to perform all contractual obligations at any time", which reflects the relationship between assets and liabilities. The higher the solvency, the less likely the company will go bankrupt.
The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.
Besides AIA, which insurance companies have high solvency? You can look at this list: "The solvency ranking is fresh in 2020, which company is the most" able "to compensate? 》
4. Is AIA worth buying?
AIA is mainly engaged in life insurance business, including life insurance, health insurance, accident insurance and annuity insurance. You can see the details of this picture:
Whether AIA's products are worth buying depends on which products. I briefly introduce a product, taking AIA's critical illness insurance "Quanyou Xianghui 20 19" as the evaluation object:
Advantages:
1. Adequate protection: more comprehensive protection in the period of high incidence of serious illness and mild illness, increasing the protection of death and total disability;
2. Flexible disease protection: You can choose to add multiple compensation for serious illness, multiple compensation for cancer and accidental injury protection.
Insufficient:
1. Mild diseases guarantee invisible groups, such as brain diseases. Only one of the four items is paid, and the proportion of the first two items is only 20%.
2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.
Generally speaking, AIA's strength is still very good, but there is still a big gap compared with domestic first-line brands. Of course, you can't just look at the insurance company when buying insurance. In fact, the product itself is the most important. It is best to compare more before buying: "The top ten stocks of critical illness insurance are worth buying! 》
Hope to adopt!
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Source: Xueba said that insurance official website