1. Procedures and conditions for applying for a loan for studying in the United States
First, the process of applying for a loan for studying in the United States is
1. Select your nationality and the school you will attend in the option of international student loan tool;
2. Please press "Compare Student Loans";
3. According to the lending institutions provided by international student loan instruments, choose the most suitable lending institutions;
4. After selecting the loan project, press "Apply Now" to start the online application process.
As long as you follow the above, you can easily apply for a foreign student loan. Preliminary approval can be obtained within a few weeks. But remember, foreign student loans need to be repaid with interest. Before applying for a loan, please find out whether there are other scholarship programs.
Two, the conditions for applying for a loan to study in the United States are
1, no violation of laws and regulations, good health, honest and trustworthy conduct;
2. The actual age of full capacity for civil conduct on the maturity date of the loan is no more than 55 years old;
3. Having a fixed residence or other valid residence status at the place where the lender is located;
4. The permanent residence or other valid residence status of the immediate family member or spouse of the lender, and have a stable source of work income and the ability to repay the loan;
5. The lender needs to provide the school's admission notice or admission notice, as well as the proof materials of tuition and miscellaneous living expenses required by the school during the study period.
6. It is also necessary to provide a third-party borrower who is recognized by the lender as an asset mortgage, pledge or has the ability to compensate and bear joint liability, and the borrower has a certain proportion of the expenses required by the educated. Mortgaged property is currently limited to the pledge of real estate with mortgage right. At present, it is limited to government bonds, bank deposit certificates, corporate bonds and other securities. The guarantor shall be a legal person or natural person with compensatory ability and willing to bear joint and several liability for repayment;
7. Meet other conditions stipulated by the lender.
Third, the amount of loans for studying in the United States
The amount of loans for studying in the United States shall not exceed the sum of the equivalent RMB of registration fees, tuition fees, living expenses and other necessary expenses within one year specified in the admission notice or other valid admission certificates of studying abroad schools.
2. A good major in a famous American university.
1, Princeton University Princeton University
Advantages: Mathematics and philosophy are famous, and the departments of history, English, politics and economics are also famous.
2. Harvard University Harvard University
Dominant majors: history, business administration, mathematics, economics, English, physics, psychology, sociology, physiology, political science, biochemistry, chemistry, earth science, etc.
Yale University, Yale University
Dominant majors: The most important disciplines are social sciences, humanities and life sciences, and the three most popular majors are biology, history and economics.
4. University of Michigan at ann arbor.
Advantages: business, engineering, medicine, nursing, law, public affairs, psychology, sociology, history.
5. new york University new york University
Advantages: accounting, finance, international trade, chemistry, mathematics, biology, education, health, law, medicine, communication, public service, art, film, television, drama, music and performing arts.
6. University of Rochester
Advantages: English, music, history, politics, psychology, mathematics, optics. Music schools in America.
7. Johns Hopkins University
Advantages: The Medical College is as famous as Harvard Medical College, and the School of Public Health ranks first in the United States all the year round, while postgraduate majors such as biology, biomedicine, biomedical engineering, electronic engineering, environmental engineering, human development, family science, health science, humanities, physics, mathematical science and international affairs rank in the top ten in the United States.
8. Massachusetts Institute of Technology
Advantages: electronic engineering, mechanical engineering, physics, chemistry, economics, philosophy, political science.
9. Stanford University
Advantages: physics, engineering, chemistry, biology, astronomy, geology, economics, political science.
10, Columbia University
Advantages: architecture, mba, finance, art history, astronomy, biological sciences, chemistry, computer science, mathematics, physics, geology, psychology, sociology, philosophy, political science, religion, film, history, economics, English, French, Spanish and languages and literature departments in East and Central Asia.
3. Preparation before studying in the United States
Prepare 1: Back up relevant important files.
In the process of leaving, you need to prepare some important entry documents. For example, passports, air tickets, as well as their own notices and I-20 forms and so on. Note that if you have a report card, such as TOEFL/IELTS, you must bring the original. What can be copied is your own payment voucher. Whether it is tuition or accommodation, you should bring a manuscript and receipt.
In addition, these important documents, such as passports, should be prepared before departure to avoid the trouble of losing or looking for information under special circumstances. In addition, when I leave, I will also take my pen and memo and record important figures on the memo. Some students may think that everyone has a mobile phone and there is no need to remember it, but in case the mobile phone is lost, it will be very troublesome to need the phone number.
Preparation 2: Opening International Roaming
Since you are going to another country, it is very important to open an international roaming mobile phone card before going abroad, so that you can contact your family immediately when you arrive in the United States. After getting familiar with the new environment here for a period of time, you can buy a local calling card. Of course, in order to save money, if students often need to contact their family and friends in China, it will definitely cost a lot of money to make international calls every day, so it is convenient and economical to contact their families by video communication.
Preparation 3: Preparation of clothes
It's usually winter here in the United States. It snows in other places except the west coast and other areas. It often snows heavily in these places, so prepare some warm clothes at the beginning, as well as snow boots and thick socks in case you haven't had time to buy thick clothes here. Of course, you don't need to bring these clothes to study in the southwest, and the rooms here are generally heated in winter, so you don't necessarily use too thick clothes.
Preparation 4: Pay attention to safety.
In fact, the environment in the United States is generally safe, but it is not absolutely safe. Students should always have a sense of safety and self-protection here, which is the most important thing to remember.