If a friend bought a health insurance product and didn't tell him about his health condition, it may lead to the situation that the insurance company won't pay the claim after the accident.
If a friend buys annuity insurance, accident insurance and other products, there is generally no health notification, and everyone does not need to inform the health situation. If the claim conditions are met, the claim can generally be settled normally.
Before starting, friends who want to buy insurance had better know this article first: Super Full! Everything you want to know about insurance is here.
As friends all know, when insuring some health insurance products, insurance companies generally ask us to provide health information. Simply put, health notification is an investigation made by insurance companies to predict risks before underwriting. If a friend fails to truthfully answer the questions in the health notification and deliberately conceals his health status, then the insurance company has the right not to claim compensation. However, if a friend doesn't tell you something that is not mentioned in the health notice, it generally won't have much impact.
Senior sister has compiled some tips for health notification below. Interested friends can have a look: What are the tips for health notification when insuring?
For us, when giving health advice, it is best to answer whatever you ask, and there is no need to answer questions you haven't asked. In addition, when friends choose insurance products, it is best to choose products with loose health information, so that the probability of our insurance success will be higher.
So, what products are there with loose health information on the market? The following articles are compiled for everyone: the latest! The top ten health warnings are loose, and the critical illness insurance is large!
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