Fund investment is an indirect way of securities investment.
Fund management companies collect investors' funds by issuing fund shares, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers, and invest in financial instruments such as stocks and bonds to share investment risks and benefits.
Generally speaking, the securities investment fund is an investment tool that collects the funds of many investors and gives them to the bank for safekeeping. Fund management companies are responsible for investing in securities such as stocks and bonds in order to maintain and increase the value.
Extended data:
Fund redemption skills:
1, observe the market outlook before operation:
The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Choose whether to tell the time.
If it is a bull market, you can stick to it for a period of time to maximize the income. If the bear market redeems in advance, it is safe to drop the bag.
2. Switch to other products:
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. Doing so can reduce the cost, generally lower than the redemption cost, while the money fund has low risk, equivalent to cash, and the yield is higher than the current interest demand. Therefore, conversion is also a way of redemption.
3. Regular fixed redemption:
As a regular investment, regular fixed redemption can achieve daily cash management and calm market fluctuations. Regular fixed redemption is a redemption method combining regular fixed investment.