Critical illness insurance is related to lifelong health and good luck.

You can take out your contract and see that there should be a page called "cash value" on the first few pages, with the corresponding number of years and the corresponding cash value of the policy. The so-called cash value of the policy is also called "termination of refund" or "surrender value". If you surrender halfway, the liability reserve of the policy will be used as surrender money. The amount that the life insurance company should refund when the insured requests to cancel the contract or surrender. The insurance you buy should be the specific surrender procedures and surrender amount of Xinhua Life Insurance. You can call Xinhua Life Insurance "95567" to consult insurance surrender, which will cause great losses. Customers are generally not advised to surrender their insurance. I suggest you think carefully before surrendering.