For a detailed explanation of Internet insurance companies, please read this article: What about Internet insurance companies? After reading this analysis, you will never suffer!
Today, Xue Xuejie introduced Zhongan Insurance Company from three aspects: company background, solvency and claim settlement ability.
First, the company background
Zhongan Insurance is the first Internet insurance company in China, which was founded in 20 13 by well-known domestic enterprises such as Ant Financial, Tencent and China Ping An. Based on the original intention of ensuring and promoting the ecological development of the whole Internet, the company is headquartered in Shanghai without any branches, and the exhibition industry is completely through the Internet. By the end of 20021,Zhongan had served more than 500 million users and issued about 42.7 billion insurance policies.
Second, solvency.
Solvency is an important index to measure whether an insurance company has the ability to repay debts, which can reflect the financial stability of an insurance company.
The solvency report of Zhongan Insurance in the third quarter of 2022 is as follows:
It can be seen that the solvency of this insurance company fully meets the relevant standards stipulated by the CBRC.
Senior sister summed up some tips on inspecting insurance companies and suggested collecting them: What should we look at when we look at insurance companies?
Third, the ability to claim
The ability of insurance companies to claim compensation is also a key concern for everyone. In 2022, Zhongan Insurance paid a total of 428 million claims, with an average daily payment of1172,600, with a total of 65,438+66 million clients, up 28.68% year-on-year.
Zhongan Insurance also upgraded the underlying system of health insurance claims once again, realizing "all-intelligent claims" with all products, all channels and all processes, and launched the "one-day claims" service, which optimized the customer experience and achieved shorter waiting time for claims, and gained high recognition from both inside and outside the industry.
Senior sister also specially wrote this claim book to help improve the probability of claim. You should collect it: what are the correct postures for quick and good insurance claims? No compensation!
Hope to adopt
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