Secondly, according to statistics, the average life expectancy of men is lower than that of women, and relatively speaking, men pay more attention to family income and bear greater social pressure. On the whole, men are still the dominant position of family income, and the pressure is high, which means that the probability of overdrawing physical strength is greater.
Third, it is because men have more bad habits than women, and their health awareness is not as strong as that of women. If they don't pay attention to prevention, the probability of suffering from serious illness may be greater.
That is to say, whether from the perspective of morbidity or life expectancy, the probability of male risk is greater than that of female, so, generally speaking, critical illness insurance is more expensive for male than female.
The insurance companies will calculate the actual value of the vehicle, depreciation rate, zero integral ratio and other factors, and the insurance coverage of the same vehicle will be different. The premium of motor vehicle loss insurance is affected by the actual value of the vehicle, depreciation rate, zero integral ratio and other factors. When the customer applies for this type of insurance, the system will calculate an insurance amount for the vehicle according to the above factors. Because each insurance company calculates differently, the insurance amount of the same car will be different.
The different coverage of motor vehicle loss insurance determines the level of insurance premium. The higher the insured amount, the higher the premium. People in the insurance industry remind policyholders that every insurance company will reduce the premium price of commercial auto insurance through telephone sales channels, and policyholders can choose more affordable insurance companies through online price comparison.