Care for retired workers, freelancers, urban residents, on-the-job workers and unemployed people, these six things must be done first, otherwise your pension insurance, medical insurance and other benefits will be affected.
1. Occupational qualification certification of endowment insurance: In order to prevent fraudulent endowment insurance, retired employees are required to obtain occupational qualification certificates of endowment insurance every year in all parts of the country. For retired employees who fail to verify their living standards within the specified time, the basic pension benefits will be gradually terminated. According to statistics,
In at least six cities, the deadline for verification is that retired workers who receive pension insurance benefits from Guilin municipal government departments in Guangxi should complete the verification; Retired workers in Chaoyang City, Liaoning Province should implement this project before this year. If the retired employees in this area have not completed the verification procedures before, the basic pension benefits will be stopped from now on.
Second, change the old-age pension model: Hunan Province requires that if personal reasons fail to hand over the work in time, it is likely to temporarily suspend the payment of the basic old-age insurance fund. It is normal for the old people who habitually use the bankbook to refuse the social security card, but we should not be too traditional, otherwise it will hurt everyone's own interests. Social security cards can be used flexibly, such as cash acquisition, online bank transfer, link to online payment platform, and SMS notification of each income and expenditure.
In order to ensure people's cognitive ability of social security cards, many places have also organized social security card merchant theme activities to allow customers with social security cards to enjoy additional benefits; The third generation social security card also provides a number of life services such as bus cards and library cards. In the long run, the social security card is likely to develop into a city card. Only when retirees know the application of social security cards in advance can they better enjoy the convenience brought by social security cards.
3. Pay social security for flexible employment immediately: China's economic development has suffered heavy losses, and the income of ordinary people has decreased. In order to alleviate the economic pressure of the insured with flexible employment, the Ministry of Labor and Social Security clearly stated that if it is really impossible to basically pay the old-age insurance premium, it can be postponed by itself or paid from the bottom up. However, with the steady recovery of the economy this year, the current installment deferred payment policy has long been revoked.
This year's social insurance premiums must be paid before the deadline, and the deadline for payment cannot be increased by post-payment. The payment period varies from place to place, but many places suggest that flexible employees pay insurance premiums within the specified time, otherwise they will not be able to receive old-age insurance or the level of old-age insurance is relatively low due to insufficient payment period.
4. Pay the medical commercial insurance for urban and rural residents immediately: the medical commercial insurance for urban and rural residents shall be paid in advance. Generally speaking, it is a centralized payment period for urban residents, and only by paying before the deadline can medical insurance benefits be guaranteed; If the payment is terminated midway, there will be a waiting period of about 90 days after the payment is completed. During this period, 10,000 people will go to the hospital to get sick and will not enjoy hospitalization compensation. It is suggested that urban residents do not need to explore. If they are hospitalized, the medical insurance fee of several hundred yuan is definitely not part of the medical expenses of the hospital outpatient department.
5. Get unemployment compensation immediately: Unemployment subsidy is a phased welfare policy to deal with the epidemic. Unemployed persons who have not been employed after receiving unemployment benefits and those who do not meet the conditions for receiving unemployment insurance premiums may apply for unemployment subsidies. Subsidy standards vary from place to place. The subsidy standard in Shanxi Province is 1.278 yuan per month. If the deadline for applying for phased unemployment benefits is not handled within the specified time, it will not be handled after the policy deadline.
6. Immediately determine the special additional deduction: the special additional deduction includes six items: children's education, continuing education, serious illness diagnosis and treatment, housing loan interest rate or housing loan interest, and old-age services. Taxpayers who meet the statutory requirements can also fill in relevant knowledge before the end of the year. After that, the tax standard will be raised and the real salary will be raised.