How long is the term of long-term health insurance?

Health insurance refers to the insurance in which the insured is unable to engage in normal work due to illness during the insurance period, or when the insured is disabled or dies due to illness, the insurer pays the insurance money. Among them, health insurance can be divided according to different payment methods, which are mainly divided into payment type, reimbursement type and subsidy type. Moreover, payment type is more common in critical illness insurance. In addition, health insurance can be divided into long-term health insurance and short-term health insurance according to different years. For example, Ping An E Life Insurance is a product.

What does this product guarantee? Refers to the medical expenses of hospitalization and designated outpatient service. No matter what diseases (except those exempted by the insurance industry, such as past diseases, hereditary diseases, etc.), as long as the disease occurs for the first time after the initial insurance waiting period, or an accident occurs, after deducting the paid part of social security, the remaining medical expenses, including self-funded drugs, can be paid. At the same time, it includes the responsibility of emergency treatment, special outpatient service and emergency operation for 7 days before and after hospitalization. You can buy this product as long as you are born from 28 days to 60 years old. At present, the purchase address of Ping An health insurance products: website link

Finally, long-term health insurance usually means that it can be guaranteed to be around 60 years old, and some can even be guaranteed for life. When purchasing, consumers can choose insurance with appropriate term according to their actual needs and family economic situation, which is the best.