Ping' an children comprehensive medical insurance
Applicable population: 30 days after birth-18 years old.
Insurance period: the insurance period is 1 year, which can be renewed.
Accident protection
1, accidental injury, death and disability
During the insurance period, if the insured suffers accidental injury within 180 days from the date of the accident and dies or is disabled due to the accidental injury, Ping An Insurance will pay the accidental death insurance or accidental disability insurance according to the terms and amount specified in the insurance policy. For the insured under the age of 10, the maximum amount of protection is 200,000 yuan.
2, accidental injury medical treatment (including outpatient and inpatient)
During the insurance period, if the insured suffers an accidental injury accident and is treated in the hospital due to the accident, Ping An will pay 90% of the actual medical expenses for more than 65,438+080 days from the date of the accident, which is reimbursable, necessary and reasonable according to the regulations of the local social medical insurance authorities.
health insurance
1, major diseases
2. Death due to illness and disability
3. Hospitalization
4, vaccination death, disability
Characteristic guarantee
1. Accidental hospitalization allowance
During the insurance period, if the insured suffers from an accidental injury accident and is hospitalized due to the accident within 180 days from the date of the accident, Ping An Insurance shall pay the insurance premium according to the terms specified in the insurance policy and the amount of accidental hospitalization allowance, and the cumulative payment shall be limited to 180 days.
Exclusive service
1, telephone medical consultation
2. Advance payment/guarantee service for unexpected hospitalization
3, serious illness green channel service
Health advice:
* 30 days after birth, the child was discharged healthy; The birth weight is not less than 5 kg (2.5kg), and there are no abnormalities such as neonatal asphyxia, birth injury and hypoxia.
* When I applied for any insurance plan such as life insurance, accident insurance, critical illness insurance and medical health insurance for my children in recent 1 year, I was not delayed, refused insurance or attached or modified any underwriting conditions (such as increased premiums or special exemption clauses).
* The child does not have any of the following: unexplained fever, dizziness, asthma, abdominal pain, purpura, visual or hearing impairment, body lump or tumor, emaciation (weighing more than 2kg).
* The child has never suffered or currently does not suffer from the following diseases: pneumonia, convulsion, diarrhea, poliomyelitis, ADHD, poliomyelitis, measles, epidemic cerebrospinal meningitis, epidemic Japanese encephalitis, diphtheria, tetanus, whooping cough, congenital, hereditary diseases, malformation or serious diseases in children's critical illness insurance.
* There is no abnormality in the child's physical examination in the past year, and there is no retardation, convulsion, convulsion, cerebral palsy, etc. In development.
* In the last year, the child has not been completely unable to engage in daily studies or activities for more than three consecutive days due to illness.
* The child is not hospitalized and has not recovered or has not been discharged for 3 months.
* When the child is terminated by the insured company, or when the insurance is refused, postponed or conditionally insured, there is no personal claim in any form.