Hello! Scientific and reasonable family insurance planning is very important and necessary for a family. Families without children should make insurance plans. It is suggested that you can make a reasonable plan according to the family income and make a choice according to the health status and economic income of each family member. As for choosing health insurance or life insurance, I suggest you give priority to health insurance.
How can a family without children make an insurance plan?
1. When considering insurance products, personal accident insurance can be considered first, and then critical illness insurance and hospitalization medical insurance can be considered. The amount of insurance and the expenditure of insurance premium should proceed from reality. The cost of insurance coverage is generally 10 times of annual income, and the cost of premium is generally110 of annual income.
2. You can buy a regular return insurance with financial management and security, establish a relatively stable investment asset in the personal account of the policy, make full use of the advantages of this kind of insurance, such as comprehensive, flexible realization and stable investment, and add points to family security under the dual planning of insurance and financial management.
You should buy an insurance for the unborn child in advance, and provide the child with protection such as accident, illness, hospitalization and education fund.
Remind you that for a family, scientific and reasonable purchase of insurance can not only provide protection for the family, but also increase the value of family assets. Families without children need to choose a professional insurance platform to make insurance plans, and at the same time need professional insurers to design recommendations for you (4006786 18).