First: accident insurance is generally one year (365 days), and it only needs to be paid once a year and once a year; Accident insurance also has a long-term type, 10 years to pay. General annual payment 1 100-2300/ person * year;
Second, the basic life-long guarantee of critical illness health insurance, the payment period is divided into 5 years, 10 years, 15 years and 20 years; Generally, customers are advised to choose 20-year settlement (the advantages are: less economic pressure, and the Changqing 20 16 health insurance of China Life Insurance can also enjoy double exemption for minor illnesses).
Third: financial insurance (education insurance, old-age insurance): generally guaranteed to 80 years old or life, the payment period is divided into: 1 year, 3 years, 5 years, 10 year; Generally, customers are advised to pay 10 year, because: financial insurance generally requires the minimum payment 10000 yuan/person * year, and the guaranteed rate of return of China Life Fulinmen financial insurance is the highest in the industry. At present, the settlement interest rate is 6.8%, and it can be refunded more than 2,800 yuan every year. You can also flexibly choose dolls to start collecting money when they go to college, and then the income will double.
Huaxia Life Insurance/Langzhong Branch: Customer Service Specialist: Wu
Customers all over the country can contact me for consultation and insurance. There is no such thing as distance. No matter how far it is, it will not affect your consultation and insurance, because you can enjoy the following convenient services when you buy insurance products at Huaxia Life Insurance: directly enter and pay on the customer's mobile phone.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.