II. Beijing Pratt & Whitney Health Insurance 300 yuan's medical insurance is divided into the following specific categories: inpatient+outpatient personal out-of-pocket expenses in the medical insurance catalogue, which can be reimbursed if it exceeds the deductible line of Beijing's serious illness medical insurance in that year, and the maximum compensation can be 654.38+00,000 yuan/year. Individuals who are hospitalized outside the medical insurance catalogue can pay 654.38+00,000 yuan/year at their own expense. There are 0/00 kinds of high-priced specialty drugs at home and abroad, of which 25 kinds of domestic specialty drugs have a maximum insured amount of 500,000 yuan/year, and 75 kinds of foreign specialty drugs have a maximum insured amount of 500,000 yuan/year, totaling 6,543.8+0,000 yuan/year.
Beijing Pratt & Whitney Health Insurance will expire on September 30th, 20021,and Beijing medical insurance participants can apply online through the officially designated insurance platform "Beijing Pratt & Whitney Health Insurance" in WeChat official account before September 30th.
Moreover, Beijing medical insurance participants can not only pay premiums directly with the balance of personal medical insurance accounts, but also insure their parents, spouses and children with their own account balances. I believe that opening a medical insurance account to pay for Beijing Pratt & Whitney Health Insurance will bring more convenience to many Beijing medical insurance participants! Beijing Pratt & Whitney Health Insurance is an Pratt & Whitney commercial health insurance product which is specially designed for Beijing medical insurance participants and closely linked with basic medical insurance. It aims to further improve the ability of Beijing medical insurance participants to resist the risk of serious illness, and is an important part of Beijing's multi-level medical security system. The product is directed by Beijing Medical Insurance Bureau and Beijing Financial Supervision Bureau, and supervised by Beijing Banking Insurance Bureau.
"Beijing Pratt & Whitney Health Insurance" has a uniform price of per person 195 yuan regardless of age, occupation and health status. The insured amount of this product is * * * 3 million yuan, except for the high personal out-of-pocket medical expenses in the basic medical insurance catalogue (the insured amount is 6.5438+0 million yuan), the insured amount of out-of-pocket hospitalization expenses outside the basic medical insurance catalogue is 6.5438+0 million yuan, and the insured amount of high specific drug expenses is 6.5438+0 million yuan (including 500,000 yuan for domestic special drugs and 500,000 yuan for foreign special drugs)
The domestic and international 100 kinds of special drugs covered by this product are mainly aimed at the high incidence of tumor diseases such as lung cancer, gastric cancer, liver cancer, breast cancer and leukemia among the insured population in this city, including the treatment of 1-4 drugs, which ensures the accessibility of patients. Patients can use new and good drugs in the world at the same time without going abroad.