1. Hui Bao Xu is a Xuzhou customized commercial health insurance product, which is jointly launched by Xuzhou Medical Insurance Bureau and relevant departments, and has no population, no household registration, no age, no occupation, no health status, no disease and no drug list. The insured of Xuzhou basic medical insurance can buy it.
2. At present, online insurance can be conducted through the official account of WeChat. In order to activate personal medical insurance accounts and reduce the pressure of cash payment, Xuzhou Medical Insurance Bureau has further broadened the scope of use of personal medical insurance accounts. Citizens can not only participate in Xu Huibao at their own expense, but also buy insurance through personal accounts, and enjoy family benefits, that is, they can buy Xu Huibao for themselves and their family members (including spouses, children, parents and spouses' parents) through personal accounts.
Realization of promise
1. With the upsurge of Huimin insurance in more than 40 cities across the country, our big Xuzhou has finally landed. In fact, if you think about it carefully, Huimin insurance has existed for five years since Shenzhen launched "Shenzhen Supplementary Medical Insurance for Serious and Serious Diseases" on 20 15, but it has not been vigorously promoted and few people know it.
2. Until March this year, the Opinions on Deepening the Reform of the Medical Security System issued by the Central Office and the State Council clearly stated that by 2030, a medical security system with basic medical insurance as the main body and medical assistance as the basis will be established in an all-round way, supplemented by medical insurance, commercial health insurance, charitable donations and medical mutual assistance. The spread trend of Huimin insurance in the whole country is out of control.
3. The landing of the central policy has also made commercial insurance companies smell business opportunities. Soon, more than 20 insurance companies including Ping An Health, Ping An Pension, Taibao Property Insurance and PICC Property Insurance successively joined Huimin Insurance Circuit. Third-party organizations are not far behind, and many players such as Tencent Micro-insurance, Easy Group, Good Clinic and Factor Health have entered the game.
4. Especially in September and June this year, nearly 20 products landed intensively. Even in some cities, there are two kinds of Huimin insurance with similar prices and guarantees, such as "Fu Bao Hui" and "Rongchengbao" in Fuzhou, which are 68 yuan and 69 yuan respectively, with a difference of only one yuan.