Do you know that health insurance for studying abroad can be purchased abroad?
Some international students said that if they are seriously ill abroad and fall into economic difficulties, they are likely to face the interruption of studying abroad and even be heavily in debt.
Xiao Song, who came back from studying in Canada, told us that medical insurance must be bought. In Canada, each purchase is generally more than 50 Canadian dollars per person per month. From the date of application, the formal warranty period will not begin until 3 months later. The period from employment to insurance cannot be an empty window period. You have to go to the insurance company to buy short-term medical insurance. This policy should be kept in schools. Once something goes wrong, the school will contact the insurance company directly. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
In case of illness abroad, most insurance companies only pay according to domestic medical expenses, and the protection function is limited. It is much more convenient to buy medical insurance and health insurance in the place where you study abroad.
Experts suggest: "The same protection is much cheaper to buy abroad." So it will be more convenient and cost-effective to buy health insurance abroad.
Pay attention to the purchase and settlement of health insurance for studying abroad.
Overseas students who are insured in China and have an insurance accident within the scope of the insurance contract abroad, the applicant, the insured or the beneficiary will immediately notify the insurance company or relevant personnel to settle claims, and then the beneficiary will send (send) the settlement materials to the insurance company with the insurance policy, the beneficiary's identity certificate, the insured's passport and entry certificate, and the relevant certificates issued by the local public medical institution or the traffic police department or other municipal departments.
If international students are insured abroad, the insurance company will give them a medical insurance card. When seeing a doctor, students need to show this card to medical staff. At the same time, contact the insurance company in time, because most insurance companies have stipulated the maximum coverage of various types of insurance. If the amount exceeds this amount, the patient will take care of himself.
To sum up, it is best for international students to buy health insurance abroad. In case of an accident, you can directly reimburse it abroad without going to both countries.
Relevant suggestions
Health insurance is stricter than life insurance. what is the purpose? How about China Life? I just sorted out the relevant contents, hoping to help you: How about China Life? Do you have any insurance recommendations?
With the enhancement of insurance awareness, more and more people will buy a health insurance for themselves and their families. But many people have this question: "The underwriting of health insurance is stricter than life insurance. What is the purpose? " Let's take a look at the following brief introduction.
A practical guide to family health insurance.
Family health insurance, also known as medical health insurance for family members, is a kind of insurance specially designed for the health of family members. Family health insurance refers to the family health insurance that takes the body of the insured (family members) as the insurance subject, so that the insured can get compensation for the expenses or losses caused by illness or accident.