Employee medical insurance family * * * means that after the medical insurance personal account is filed, the funds in Beijing employee medical insurance personal account can be used by family members (spouses, parents and children) who participate in Beijing basic medical insurance, not only to buy medicines for their families, but also to insure their spouses, parents and children.
At present, the insured can handle personal account filing for family members through the service platform of Beijing Medical Insurance Company, the official website of Beijing Medical Insurance Bureau or the window of agencies in various districts.
When family members use the personal account of the insured, they should meet two conditions: first, they should participate in the basic medical insurance in this city; Second, it must be filed (it can be handled through the Beijing medical insurance service platform, website: /hallEnter).
How to file a case?
Step 1: Enter the website of Beijing Medical Insurance Company and the online service hall.
Step 2: New users need to register their accounts and log in. After logging in, they need to carry out real-name authentication, fill in relevant information according to the prompts, and complete the authentication.
Tips: Please receive SMS verification code by insuring your mobile phone number. If the mobile phone number is wrong, please contact the insured unit or social security office to modify the mobile phone number before real-name authentication!
Step 3: Read the Commitment Letter, tick in the lower left corner and click OK.
Step 4: Click "I want to do it", select "Maintenance of personal account family economic relationship" and click "Add economic object".
Step 5: Fill in the relevant information and complete the filing according to the prompts.
The general public and friends can now file according to the operation process. From 12 and 1, spouses, parents and children who can enjoy the basic medical insurance benefits in Beijing are insured with the balance of the medical insurance account, and one person can pay for the whole family.
Only 195 yuan is needed for one year, and the guarantee amount is as high as 3 million yuan. "Beijing Pratt & Whitney Health Insurance" is jointly directed by Beijing Medical Insurance Bureau and Beijing Local Financial Supervision Administration. Under the supervision of the Beijing Supervision Bureau of the Bank of China Insurance Regulatory Commission, the insurance is not limited to health status, and once it falls ill, it can be insured and compensated. On the basis of citizens' basic medical insurance benefits, they will pay compensation, covering three major guarantees: self-payment, self-funded hospitalization and special drug expenses, and fight against health risks for a whole year.
For healthy people, the proportion of out-of-pocket expenses in medical insurance is 80%, the proportion of out-of-pocket expenses outside medical insurance is 70%, and the proportion of some high-priced drugs is 60%. Therefore, insurance as soon as possible to enjoy higher protection treatment; For some people with past diseases, the proportion of out-of-pocket expenses in medical insurance is 40%, the proportion of out-of-pocket expenses outside medical insurance is 35%, and the proportion of expenses for some high-cost drugs is 35%. Compared with ordinary commercial insurance, it cannot be insured. "Beijing Pratt & Whitney Health Insurance" has built a security line for the sick people, which reflects the temperature of the capital.
Citizens can pay attention to the official insurance platform "Beijing Pratt & Whitney Health Insurance" WeChat official account for online insurance, or search for "Beijing Pratt & Whitney Health Insurance" through Alipay, or through the professional staff of six insurance companies such as China People's Insurance, China Life Insurance, Taikang Insurance, Pacific Insurance, China Ping An and Beijing Life Insurance, or through China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Bank of Communications and China Postal Savings Bank. The enrollment period is from June 5438+February, 2022 to June 3 1 day, and the guarantee period is from June 5438+1month, 2023 to February 3 1 day.