Because the annual life-long nursing insurance is essentially nursing insurance, but it has the functional attribute of maintaining and increasing value.
For the value-added performance of annual lifelong care insurance, we analyze it with specific cases.
Suppose there is a 30-year-old man who, after comprehensive consideration, has insured the annual life-long care insurance of Kunlun Health Music.
Pay 65438+ ten thousand yuan every year for five years, and pay 500 thousand yuan as the premium. In the ninth year of his insurance, the cash value of the policy exceeded the total premium, achieving the purpose of returning the principal. 13 years, the cash value of the policy reached 7 figures, and the cash value of subsequent policies increased greatly, with obvious value-added effect.
It is more suitable for short-term payment to enjoy annual life-long care insurance, so that you can get your money back faster and enjoy better value-added services.
At the same time, it has the functions of nursing guarantee and wealth management appreciation, and its overall performance is ok, which has certain advantages.
That's dad's answer. I hope it helps.