The first is to choose a company. Companies are different. Just like you deposit money in a bank, different banking services are different.
Different industries have different requirements for companies. For insurance companies, it is easy for us to understand that the liability reserve is a very important indicator. The development history of the company is also an important indicator. /kloc-there is still a big difference between the old shop in 0/00 and the company in decades, and the insurance company has a claim peak in 25 years, so the development history of the company is also one of the important indicators.
The second is to choose an agent, because the agent represents our interests and is equivalent to our insurance lawyer;
Agents are very important, and the industry is very mobile, so there is a certain difference between a senior insurance agent and a beginner in professionalism and responsibility. Senior agents, due to the recognition of the industry, will constantly make correct recommendations in different periods of customers, so that customers can have the best and most perfect protection in different periods and different States!
The third is the product. So you have a good company and a good agent to serve you, but are you still worried about not having a good product?
Products are just tools to meet your current needs. With good companies and agents, designing good products will definitely meet your existing needs.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.