First, pay attention to the age limit for insurance. Every insurance company's health insurance products have an age limit. When choosing insurance, the insured should see clearly the age range of insurance and be suitable for re-insurance.
Second, pay attention to the scope of insurance. Before applying for insurance, the insured must first look at the scope of responsibility in the insurance clauses, see which diseases are covered and which diseases are not, and see if this insurance is suitable for them before applying for insurance.
Third, we should pay attention to the deductible. Many insurance companies have deductible provisions. The insured should see the deductible clearly before insuring. If the deductible is too high, there is no need to buy insurance.
Fourth, pay attention to the wait-and-see period of hospitalization medical insurance. Under normal circumstances, insurance companies have a wait-and-see period when underwriting. Different insurance periods have different wait-and-see periods, generally 90 days and 180 days. It should be noted that the insurance company is not responsible for the medical expenses incurred during the wait-and-see period.
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