How much is the annual fee of Industrial Bank Youyue Health Platinum Credit Card, and how can I avoid the annual fee?

You need a total of 6.5438+0.5 million yuan to avoid the annual fee for the following year. The main rights and interests of Industrial Bank Youbai are: 1, domestic and overseas shuttle service, and Industrial Bank Card (Youseries) carries out four domestic free shuttle flights and two overseas free shuttle flights every year. 2. The VIP lounge of domestic and overseas airports can be used 12 times a year (two people can be brought for free every year); I can go abroad unlimited times, and I can bring two people for free every year. The airport VIP lounge is cooperated by PlazaPremiumLoungManagement Ltd, and its outlets are mainly concentrated in Southeast Asia, with fewer outlets, even less than Longteng's overseas VIP lounge. However, if there are many flights in Southeast Asia, it is still good. 3. Free parking at Capital International Airport. Cardholders can enjoy free parking around Beijing Capital International Airport and 4-day free connection between the airport and the parking lot. For friends who are located in the imperial city, this right is good. 4. The basic conversion ratio for converting the mileage of Air China, China Southern Airlines, China Eastern Airlines and Hainan Airlines into air mileage is 10: 1 (for Xiamen Airlines, 13: 1). According to this standard, the maximum conversion can be 200,000 per year, and the excess conversion standard is 25: 1. Looking at the basic exchange ratio alone, it is not good, but Societe Generale will launch multiple points activities from time to time, such as the "Vibrant Overseas" activity that is still in the activity period.

Data expansion:

Xingye Youbai is one of Xingye Baibai series (standard edition, leisure series and elite edition). The rights and interests of this series are concentrated on business trips and consumption abroad, and are divided into three grades: high school, high school and low school. With the standard version, the annual fee is 2600, and there are 4 overseas transfers and 8 domestic transfers. The low-end elite edition has less rights and interests, with an annual fee of 500; Comparatively speaking, the cost (900 yuan/year) and rights are relatively balanced, and only one overseas pick-up can cover the annual fee, which is cost-effective.

Highlights of Xingyoubai's rights and interests: 14 Free shuttle service at domestic +2 overseas airports. Youbai's most prominent right is the overseas airport shuttle service. For example, to go to Japan, take the subway from Tokyo Narita Airport 157 RMB for one person (taking a taxi will make you vomit blood, according to Brother Wool, it is 3,900 RMB). A family of three costs 4,765,438+0 RMB, and the round trip is 942RMB, which is worth the annual fee. If you don't go abroad temporarily, you can resell your rights and interests. Anyway, according to the natural year, there will be endless waste, and there will be another one next year. The average transaction price of the latest Taobao and salted fish is 120 yuan/trip at domestic airport and 65,438 yuan/trip at overseas 300 yuan, while Aviation Oil Hundred has 4 domestic round-trip flights and 2 overseas round-trip flights every natural year. Calculated, the market price of this right is 1080 yuan, which exceeds the annual fee cost and is a legitimate positive income. It should be noted that the overseas shuttle bus must be a designated airport. For example, Tokyo, Japan designated Narita Airport instead of Haneda Airport. Just book 24 hours in advance, or 3 hours in advance if you cancel. Note: Xingye began to require suppliers in several cities (mainly Supreme Car Rental and Longteng Car Rental) to check their ID cards or bank cards when boarding.