What does 1. Critical illness version 1 mean?
2. What are the advantages and disadvantages of the critical illness version 1?
3. What should I pay attention to when choosing a new safeguard scheme?
1. Health benefits 1 What does the critical illness version mean?
The version of Health, Welfare and Critical Illness 1 belongs to a short-term critical illness insurance. People who have joined the mutual insurance plan for critical illness can participate in the insurance, and the waiting period can be exempted after joining the mutual insurance for 90 days, while the health notice only stipulates that the health status of the insured can meet the relevant requirements when joining the mutual insurance.
2. What are the advantages and disadvantages of stopping using Mutual Treasure and switching to version 1?
Discontinuing Mutual Treasure and switching to the version of "Healthy, Happy and Serious Illness 1" generally has the following main advantages:
1, the price is cheaper.
Critical illness version 1 is relatively cheap and cost-effective.
2. It is beneficial to the sick people in the short term.
People who stop using Mutual Treasure and switch to the version of "Critical Illness of Health Welfare 1" can avoid waiting period and health notification, which is more beneficial to the sick people.
3. Have a comprehensive basic guarantee.
1 version of "health, happiness and serious illness" is more perfect in all aspects, and can generally pay for mild, moderate and serious illness.
Generally speaking, the disadvantage of stopping using mutual insurance and switching to the version of health, happiness and critical illness 1 is that the renewal of insurance is not very stable, and it is not very stable for the annual critical illness insurance. In the event of an accident, you need to be informed of your health in the second year, so this product can only be used as a transition or insurance.
3. What should I pay attention to when choosing a new safeguard scheme?
When choosing a new safeguard scheme, we should pay attention to the following points:
1. Payment term can be monthly or yearly.
The payment methods of health and welfare critical illness insurance are different. This insurance can be paid in 20 or 30 years, or in 20 or 30 months, further refining the payment method of premium. Insurance companies can choose whether to pay annually or monthly according to their own conditions.
2. Read the clear health notice.
The health notification of critical illness insurance is relatively loose, and patients with breast nodules or thyroid nodules can still be insured if they meet the conditions. If you have problems in this area, you must look at the specific situation clearly and don't ignore the details.
3. The guarantee scheme can be selected according to the situation.
The protection scheme of health, welfare and critical illness insurance is more flexible, and consumers should look at the choice of death protection and health maintenance insurance according to the actual situation. In general, the more protection you choose, the more expensive the premium you need to pay.
Four. abstract
Those who join the mutual aid program for critical illness and want to participate in the version of health and welfare critical illness 1 must read the relevant regulations carefully, consult professionals in many ways, and make careful choices when necessary. If you are still confused and don't know how to buy insurance, you can consult a professional and excellent insurance broker. Because professional insurance brokers will make a comprehensive evaluation and tailor the plan according to your problems and needs, Baibaojun has a professional and powerful insurance team to match the exclusive consultant that suits you best. Baidu searches for "Baibaojun" to provide you with more professional insurance.