If the insurance you buy does not include hospitalization insurance, you need to check whether the insurance contract covers uterine fibroids. It is also necessary to consider the insured items and consult and communicate with insurance companies. If hysteromyoma is covered by insurance, you can apply for reimbursement.
For hysteromyoma, a common disease, if the insured has purchased critical illness insurance, if the examination results show that it is benign myoma, it is usually impossible to get compensation. However, if the myoma is malignant, it belongs to the category of serious illness and can be paid. It is worth noting that benign uterine fibroids belong to the medical category. If hospitalization surgery is required, and the insured has been insured with medical insurance and conforms to the relevant contract, he may apply to the insurance company for compensation.
Does hysteromyoma affect buying insurance?
Influence. Accident insurance usually does not require health notification, while life insurance is relatively loose, so hysteromyoma will mainly affect the purchase of medical insurance and critical illness insurance. Uterine myoma is the most common benign tumor of female reproductive organs, so although it has certain influence on purchasing medical insurance and critical illness insurance, it does not mean that medical insurance and critical illness insurance cannot be insured at all. At present, under normal circumstances, as long as the pathological results of hysteromyoma are good after operation and the operation is cured for more than 6 months, you can generally apply for medical insurance. Critical illness insurance has relatively loose requirements for uterine fibroids. Even if you don't have surgery, as long as the maximum diameter of the myoma is less than 5 cm and there is no corresponding abnormality, you can generally insure the critical illness insurance of the standard body.
Therefore, although uterine fibroids may have a certain impact on the purchase of medical insurance and critical illness insurance, as long as certain conditions are met, relevant insurance can still be purchased. The applicant should consult the insurance company to understand the specific requirements and make a decision according to his own situation.