Not much to say, look at the protection map first:
First of all, from the protection map, we can see that the content of critical illness insurance handed down from generation to generation is very simple, only critical illness insurance and death/total disability insurance. You know, a good critical illness insurance not only covers serious diseases, but also covers mild and moderate diseases, because although the severity of mild and moderate diseases is not as serious as serious diseases, it may develop into serious diseases if it is not treated in time. Without the protection of mild and moderate diseases, this risk gap is very unfavorable to the insured. If you don't know what diseases are covered by critical illness insurance, you can read this article first: What diseases are covered by critical illness insurance? Don't buy these if you don't understand!
Secondly, the payment strength of critical illness insurance handed down from ancient times is also relatively general, and the payment ratio of critical illness insurance is 100% of the basic insured amount. We should know that many excellent critical illness insurances in the market, such as Versailles plus, a subsidiary of Tongfang Global, will also set up additional critical illness compensation for specific ages, so that the insured who meets the contract age will have the opportunity to obtain additional critical illness protection.
However, it is worth mentioning that the critical illness insurance handed down from ancient times can provide health management services for the insured, including health consultation and medical services, which can improve the medical experience of consumers to a certain extent.
To sum up, the content of critical illness insurance handed down from ancient times is relatively general, not only the disease protection is not comprehensive, but also the compensation is not enough, and no other optional responsibilities are provided for consumers to choose. The only bright spot is to provide more practical health management services. If you are a group that only values disease protection, then you can consider starting. Otherwise, senior sister still suggests that you refer to the following list and make a decision based on your own security needs: Top Ten Hot Critical Illness Insurance Inventory Worth Buying!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!