1. Minor illness insurance premium: 180 days, if the disease is diagnosed for the first time, the contract will remain valid;
1, 180 days, if the accident is diagnosed for the first time, the basic insurance amount shall be paid × 20%, and the insurance liability shall be terminated;
2. The first diagnosis was made after 0/80 days/kloc, and the basic insurance amount was paid ×20%, and the insurance liability was terminated.
Two. Critical illness insurance premium: within 180 days, if the disease is diagnosed for the first time, the actual premium will be paid × 1. 1, and the contract will be terminated.
1, 180 days, the accident is diagnosed for the first time, the basic insurance amount is paid, and the contract is terminated;
2./Kloc-First diagnosis after 0/80 days, pay the basic insurance amount, and terminate the contract.
3. Death insurance premium: 180 days, the actual insurance premium paid due to illness × 1. 1, and the contract is terminated.
1, 180 days, pay the basic insurance amount for accidental injury to terminate the contract;
2. If/kloc-dies after 0/80 days, pay the basic insurance amount and terminate the contract.
Extended data:
The Company shall not be liable for the minor illness, major illness or specific major illness referred to in this Contract, or for accidental injury during the period, due to any of the following circumstances:
1, the insured intentionally kills or injures the insured;
2. The insured intentionally injures himself, unless he is a person without civil capacity at the time of self-injury;
3. The insured intentionally commits a crime or resists criminal compulsory measures taken according to law;
4. The insured takes the initiative to take or inject drugs;
5. War, military conflict, riot or armed rebellion;
6 nuclear explosion, nuclear radiation or nuclear pollution;
7. Hereditary diseases, congenital malformations, deformities or chromosomal abnormalities;
8. The insured is infected with HIV or suffers from AIDS;
9. During the period when the insured is drunk driving, driving without a valid driver's license or driving a motor vehicle without a valid driver's license.
New China Life Insurance-Insurance Liability