The existence of medical insurance leads to the increase of medical expenses and unnecessary waste of medical resources. What do you think of this problem?

The starting point of health insurance is good, and it is set up to solve the medical burden of the insured. However, because some greedy people occupy medical information, resulting in real medical needs, the cost of insurance will rise. Everything has advantages and disadvantages, so does medical insurance. We should judge with a comprehensive eye.

The following is the introduction of medical insurance:

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

20 19, 1 1, the first batch of 422 diseases in Anhui and their payment methods were announced. From 1 to 2020, urban and rural residents will have a unified payment standard for medical treatment in 18 provincial hospitals.

Refer to Baidu Encyclopedia-Medical Insurance for the above information.