What are the insurance responsibilities of Kanggan term life insurance product introduction?

With mortgage and car loan, once you die, your family will suffer a serious blow. Therefore, it is suggested to configure a life insurance product in advance, and Kanggan term life insurance is a wise choice. After your unfortunate death, the quality of life of your family can still be guaranteed. Let's take a look at the introduction of Kanggan term life insurance products. What are the insurance liabilities? What are the good life insurance recommendations? I just sorted out the relevant content, hoping to help you: the latest list! Life insurance rankings of national insurance companies!

Introduction of Kanggan Term Life Insurance Products

Insurance age: 18-50 years old

Insured occupation: 1-4

Guarantee period: 20 /30 years to 60 /70 years old.

Payment period: 10 years, 15 years, 20 years, 30 years.

Waiting period: 90 days

Health advice: 4 items

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Insurance liability of Kanggan term life insurance

Waiting period

Since the effective date of this contract (or after the termination of this contract)? 90? Days (including today) is the waiting period. In case of death or total disability due to reasons other than accidental injury 1 accident during the waiting period, we will not be responsible for paying the insurance premium, and the effectiveness of this contract will be terminated, and we will refund the insurance premium paid in this contract in full, without interest. The insured accident caused by accidental injury is not limited by the waiting period.

Death and total disability payment

If the insured dies or is completely disabled due to an accident, or dies or is completely disabled due to reasons other than an accident after the waiting period, the effectiveness of this contract will be terminated, and we will pay the death and total disability insurance premium according to the basic insurance amount of this contract. If the insured suffers from more than one total disability at the same time, the payment shall be limited to one.

Bao Ge reminds: Kanggan term life insurance products are suitable for people aged 18-50, and there are only four pieces of health information. In addition, insurance products can provide exclusive protection, mainly death insurance and total disability insurance, and you can get comprehensive care after insuring insurance products.