24-year-old single IT man wants to make a critical illness insurance plan for himself? Which is the most cost-effective?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Being engaged in the IT industry and often staying up late and working overtime will often increase the probability of health risks such as fatigue, decreased immunity, headache and chronic diseases. In addition, for IT men, the probability of unexpected risks can not be ignored. Therefore, IT is very necessary for a 24-year-old single IT man to buy himself a suitable insurance product. As for how to choose a suitable insurance product, I suggest you consider it according to your actual situation and specific protection needs.

How does a 24-year-old single IT man make a critical illness insurance plan?

1. Choose an insurance company with sound financial position and strong strength.

2. Know clearly the serious illness that can be compensated. Only if you suffer from a serious illness as stipulated in the contract can you get the compensation as stipulated in the contract.

3. The insured must be insured against threatening diseases and choose according to your age and needs.

4. When applying for medical insurance for critical illness, we should pay attention to telling the medical history of the insurance company truthfully.

At present, a standard medical insurance for critical illness in the market is more expensive, which should be considered according to the family's economic income.

In short, IT is necessary for a 24-year-old single IT man to buy a critical illness insurance for himself. As for which critical illness insurance has the highest cost performance, I remind you that different companies' critical illness insurance medical insurance products have different characteristics and functions, including pure protection (relatively low premium); There is also dividend-paying life insurance (cash dividend or insured dividend) combined with serious illness. Here, it is suggested that you can choose: