At present, the dividend insurance on the market does not guarantee health. Generally, death protection is provided, and some also provide total disability protection, mostly dividend-paying life insurance and dividend-paying annuity insurance. If you want to buy dividend insurance and have health protection at the same time, you can choose some dividend insurance with additional medical insurance or additional critical illness insurance.
If you are not familiar with dividend insurance, you can poke this article to learn more about dividend insurance: what the salesman won't tell you about dividend insurance.