How much is the premium of Huaxia health life insurance?

Brother Bao said insurance, focusing on insurance evaluation! Recently, I met many people who asked about the critical illness insurance of Huaxia Life's healthy life, so I wrote an article on healthy life! I guess you want to buy this product. I suggest comparing before buying. It's all in my previous article! Top Ten Insurance Companies "Worth Buying" Hot Critical Illness Insurance Inventory!

Insurance has only a minimum, and the premium increases with age; Then the minimum living guarantee for a healthy life in China is 65,438+10,000.

This insurance was well received when it first came out, so why is it not well evaluated by many people now? The reason is that this product is a bit out! Why is this? Let's take a look at the security content.

1. Critical illness protection: 77 kinds of critical illness protection diseases in a healthy life, and the number of payments is remarkable. More importantly, this product can cover up to 500,000 yuan, which is really possible.

2. Mild illness and mild illness protection: the problem is coming. This product has no protective effect on moderate diseases! Most products on the market can not only pay twice as much, but also pay more than 50%, so they have to spit it out. Let's take a look at the protection of mild illness. This product has been paid for five times. This would have been good, but the proportion of each payment is only 20%, which is really not high. Most products on the market have already paid more than 30%.

3. Premium: A healthy life costs more than 10,000 yuan a year. At the same price, you can buy products with similar coverage, including China disease compensation.

4. Others: This product package includes minor illness exemption and policyholder exemption clauses. Mild illness exemption means that the remaining premium is not paid after suffering from mild illness, and the contract continues to take effect, so is the exemption of the insured. This is a relatively common clause.

Due to space reasons, I can only introduce it here. Do you still want to see the true face of China's healthy life? You can read my article ~ How is life in China? Do you have any insurance recommendations?

Summary: Generally speaking, this product is of medium level, but not particularly good. Before that, I used my spare time to sort out a list, which contained the most popular critical illness insurance products recently. Let's take a look at the "worth buying" critical illness insurance inventory of the top ten insurance companies!

I summed up this article in it!