In this regard, in order to let everyone know more, the next sister will tell you about buying health insurance.
Before officially entering the theme, senior sister will give you a brief introduction to health insurance: Is it necessary to buy health insurance? These routines must be paid attention to!
At present, the common health insurance on the market is mainly critical illness insurance, medical insurance and cancer prevention insurance, and the protection objects and insurance conditions of these three kinds of health insurance are different. But they are all concerned about the health of the insured.
The following seniors will briefly introduce them point by point:
1.？ critical illness insurance
Critical illness insurance is a kind of health insurance, which is based on the condition that the insured is diagnosed with a major illness and meets the conditions of claim settlement, and mainly aims at the insured to resist the great risks brought by major diseases.
Moreover, critical illness insurance belongs to payment insurance. As long as the insured is out of danger and meets the claim conditions, he can get the corresponding insurance money.
2.？ medical insurance
Medical insurance is a kind of reimbursement insurance, which mainly helps the insured to reimburse the reasonable and necessary medical expenses incurred due to serious illness, and solves the worries of the insured about huge medical expenses.
Speaking of this, senior sister wants to remind everyone that critical illness insurance and medical insurance are best equipped accordingly, and they are indispensable. As for why these two kinds of health insurance should be configured, interested friends can click on this article to find out: after reading the contents of these medical insurances, you will know why you must buy critical illness insurance.
3.？ Cancer insurance
As the name implies, cancer prevention insurance is mainly health insurance for diseases such as cancer, and the coverage is limited compared with the former two; But it is precisely because of this that the insurance conditions and insurance threshold for cancer prevention insurance are relatively low.
Finally, senior sister also wants to remind everyone that it is best not to have a medical examination before buying insurance, and there is no need to submit a medical examination report during the insurance process; However, according to the requirements of the insurance company, it is enough to tell the health information truthfully.
Regarding health notification, if a small partner doesn't know how to inform, don't miss this guide: What are the tips for health notification when insuring?
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