Let me give you an analysis of your existing interests. Now, the reimbursement of 50% medical expenses for children by the unit has been cancelled, and this 50% medical expenses can be reimbursed at the social security center. For insurance companies, there is no reimbursement and compensation for outpatient medical expenses, only outpatient surgery expenses and outpatient serious illness can be reimbursed.
Suggestion: Buy American AIA baby growth accident insurance and add critical illness insurance for children. Its guarantee includes: 1. Medical insurance for compensation of operation expenses (if the insured needs operation treatment due to illness or accident, he will be compensated according to the actual operation expenses, and each claim will be made). Daily hospitalization insurance (if the insured is hospitalized due to illness or accident, it will be paid according to the actual hospitalization days), 3. Accidental medical compensation medical insurance (if the insured causes medical expenses due to accidents, he will be compensated according to the actual medical expenses, and he will make claims every time). Accidental burn, disability and death insurance. Medical expenses for children with major diseases (if they suffer from major diseases for the first time within 90 days after the contract comes into effect, the insurance amount will be paid in one lump sum).
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I am willing to give you insurance advice.
I wish good people a healthy life.