General medical care: the maximum guarantee is 3 million, and the general medical expenses include: hospitalization expenses, special outpatient medical expenses, outpatient surgery medical expenses, and emergency medical expenses after 7 days before hospitalization; Deductible: 1 1,000 yuan, compensation ratio: reimbursement 1 1,000%, and 60% with or without social security reimbursement. Critical illness medical care: the maximum guarantee is 3 million yuan, and the critical illness medical expenses include: 100 hospitalization expenses for various critical illnesses, special outpatient medical expenses, outpatient surgery medical expenses, and emergency medical expenses after 7 days before hospitalization; Deductible: 0, payment ratio: 100% reimbursement, with and without social security, 60% reimbursement. Other guarantees: proton heavy ions: 3 million/100% reimbursement (shared with hospitalization insurance for critical illness * * *), cancer drugs: 2 million/100% reimbursement (56 kinds, excluding CAR-t), hospitalization allowance for critical illness: 100. Value-added services: standard health service package: expert outpatient appointment, professional accompanying consultation, expert ward, secondary diagnosis and treatment, expert operation health consultation, 120 medical rescue, post-hospital care, special drugs first, global medical service package: global medical equipment guidance, Hainan Free Trade Port Lecheng medical accompanying consultation, international consultation.
Product features: 30 days -60 years old, 1-4 occupation, continuous insurance up to 100 years old, 6 million hospitalization insurance, hospitalization allowance for serious illness, expanding the responsibility of specific drugs for malignant tumors. Security responsibility: 1, general medical insurance: 3 million. 2. Medical insurance for major diseases (100): 3 million. 3. Hospitalization allowance for major diseases: 100 yuan/day. 4. Cancer specific drug insurance premium: 2 million. The deductible line for general medical treatment is 1 10,000, and there is no deductible line for medical treatment for major diseases; The waiting period for illness is 30 days, and there is no waiting period for accidents. In 2022, Pacific E will enjoy millions of health insurance, full coverage of basic medical insurance, expansion of hospitalization allowance for critical illness, and value-added services including global medical consultation. The quality of comprehensive insurance is good, but it is still unstable. It is recommended for young people to choose.