Life insurance: insurance that takes the life span of a person as the subject matter of insurance and pays the insurance premium on the condition that the insured lives or dies during the insurance period. If there are no additional clauses, death is generally the condition for payment. It is a kind of life insurance in a broad sense.
If you can't tell the difference, you just need to remember that life insurance generally only pays insurance benefits in two situations: survival payment (); Death payment (death of the insured)
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.