Generally speaking, the 30-year-old is the pillar of the family, old and young, and may also bear mortgage and car loan. In addition, the pressure from work is also very great, and any risk may bring crisis. Therefore, it is imperative for people of this age to transfer risks by buying insurance.
So what kind of insurance is suitable for people of this age? Suggestions are as follows: critical illness insurance+medical insurance+accident insurance+term life insurance.
1. critical illness insurance
Nowadays, the disease is getting younger and younger, and the risk of serious illness at the age of 30 should not be underestimated. If people of this age get seriously ill, a family will collapse. What's more, the treatment cycle of many serious diseases is relatively long, and the rehabilitation expenses and the time delayed due to illness must also be considered. Therefore, critical illness insurance is the first thing to be configured. If you are worried about buying critical illness insurance, you can refer to this critical illness insurance product that I have compiled: the inventory of critical illness insurance that the top ten insurance companies are "worth buying"!
2. Medical insurance
It is not enough for people of this age to buy critical illness insurance, but also to prevent minor illnesses and disasters that may occur at any time. Buy a million medical insurance, spend hundreds of dollars a year, easily get a million guarantees, and solve the part that medical insurance can't reimburse. It is not easy to buy a million-dollar medical insurance that suits you. In order to help you protect against lightning, I have compiled a list for your reference: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
3. Accident insurance
We'll never guess who will come first tomorrow and the accident. Although this is a bad saying, it is true. Accident insurance is one of the necessary types of insurance for men, women and children. The price is very close to the people and can be affordable. People of this age are not allowed to make any mistakes Who will support the whole family in case of an accident? Therefore, accident insurance must be configured.
4. Term life insurance
At this age, you should not only honor your parents, but also raise your children and pay off your car loan and mortgage. In addition to health care, remember to focus on the protection of death. In case of unfortunate death, it will be a heavy blow to parents, wives and children. The function of life insurance is to leave a guarantee for your family when you can't fulfill your responsibilities.