Critical illness insurance belongs to payment insurance. When the insured unfortunately suffers from the contracted disease and reaches the corresponding compensation standard, the insurance company will pay in one lump sum, no matter whether you use it to treat diseases, buy nutritional products or make up for income losses. , no problem.
At present, the incidence of serious diseases is getting higher and higher, the trend of rejuvenation is also intensifying, and the treatment cost of serious diseases is also high. For example, the average cost of treatment for common cancers has reached 300,000-700,000, so it is necessary to configure a critical illness insurance, which is conducive to reducing the economic pressure of families.
If you don't know how to choose critical illness insurance, you can refer to this list: Top Ten Hot Critical Illness Insurance Inventory!
Medical insurance, on the other hand, belongs to reimbursement insurance, which is usually not limited to internal and external reimbursement of social security. When the insured is hospitalized, eligible people can reimburse reasonable and necessary medical expenses, which is conducive to reducing the pressure of medical expenses, so it is also necessary to allocate medical insurance.
When buying medical insurance, it is best to choose products that can guarantee renewal, which can give us relatively long-term and stable medical insurance.
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