Good critical illness insurance includes concentric guarding critical illness insurance (longevity life insurance), health insurance 2.0 (Kunlun insurance), core love critical illness insurance exclusive edition (Haibao life insurance), Super Mary flagship edition (Everbright life insurance) and Kanghuibao exclusive edition (Centennial life insurance).
1, concentric guarding critical illness insurance (longevity life)
Coverage: "99+ 1" serious illness, twice payment, payment 100% insured amount, malignant tumor is separately divided into 1 group; 20 kinds of China's diseases are paid twice, without grouping or interval, with 50% coverage each time; 40 kinds of mild diseases are paid 5 times, without grouping or interval, with 30% insured amount each time; The amount of critical illness insurance will be increased by 50% in the first ten years, and the age and amount of insurance will not be limited separately.
Product features: The critical illness insurance will be increased by 50% in the first ten years, and there is no age limit.
2. Health Insurance 2.0 (Kunlun Insurance)
Coverage: 1 10 kinds of serious diseases, 1 times compensation; 25 kinds of Chinese medicine diseases, paid twice, each time 50%; 50 kinds of mild diseases, pay 3 times, 30%, 40% and 50% respectively; Death liability: additional, death/total disability/terminal illness payment insurance.
Product features: the first medical allowance for critical illness, the insurance company pays an extra 10% of the insured amount of critical illness every year as an allowance, and can apply for it for 5 years in a row, and can get up to 50% of the insured amount!
The second payment for cancer can be added. The interval between two cancers is only 3 years, and the first serious illness pays for non-cancer. The interval is only 180 days, and the recurrence, metastasis, persistence and new cancer of cancer cells can be paid.
3. Core Love Critical Illness Insurance Premium Edition (Haibao Life Insurance)
Coverage: 100 major diseases, 1 times compensation; 40 kinds of mild diseases, pay 3 times, 30% each time; 25 kinds of Chinese medicine diseases, pay 2 times, pay 50% each time; The insured is exempted from minor/moderate/severe illness, guaranteed for life, and the premium will be returned after death!
Product features: 25 kinds of Chinese medicine diseases, paid twice, 50% each time; The insured is exempted from minor/moderate/severe illness, guaranteed for life, and the premium will be returned after death!
4. Super Mary Ultimate Edition (Everbright Yongming)
Coverage: 1 10 kinds of serious diseases: 1 time, each time 100% coverage; 20 kinds of moderate diseases: pay twice, and pay 50% of the insured amount each time; 35 mild symptoms: pay 3 times, and pay 30% of the insured amount each time; Compensation for death:/kloc-optional additional insurance premium before 0/8 years old,/kloc-optional additional insurance premium after 0/8 years old.
Product features: hypertension, easy to 160/ 100. Hypertension levels can also be covered by standards; Loose underwriting: hepatitis B virus carrying or organic sign underwriting of hepatitis B, thyroid nodules and breast nodules!
5. Wellcome Premium Edition (Centennial Life)
Coverage: 100 kinds of serious diseases: 1 time, 100% coverage; 20 kinds of moderate diseases: pay twice, and pay 50% of the insured amount each time; 35 kinds of mild symptoms: compensation is 3 times, 30%, 35% and 40% respectively; Guarantee to 70 years old or life, and pay the premium paid after death; Exemption of the insured: mild illness, moderate illness, severe illness, death and total disability.
Product features: 10 special diseases of children (can be attached):130% coverage before the age of 8; Adult-specific diseases (65438 males +03 species /9 females) (additional): 1 time, with 30% coverage; BIRADS-2 energy standard covers thyroid nodules and breast nodules.