The advantages of this product are: 1, low insurance threshold, no age, no occupation, no need for health notification, and past diseases can be insured and paid. 2. Compared with Hebei Huimin Medical Insurance and Hebei Bao Hui, which can also be bought in Hebei Province, the reimbursement rate of hospitalization medical expenses outside medical insurance is higher, which can compensate for past diseases, and the comprehensive price is relatively high. Disadvantages are: there is an agreed disease before insurance, and the CAR-T treatment fee cannot be reimbursed. Suggested buyers are: Hebei medical insurance insured who cannot insure millions of medical insurance due to poor health or age, and want to supplement medical insurance.