1. Medical insurance for foreign students studying in Canada.
2. Medical insurance for international students studying abroad as Canadian citizens or permanent residents.
For international students entering Canada, provincial governments are responsible for providing medical insurance for the Canadian government. Whether international students can enjoy the Canadian government's medical insurance plan is different in each province. Among them, international students in Alberta, British Columbia and Saskatchewan can enjoy the provincial government's medical insurance plan. Among them, Saskatchewan is completely free, and Alberta and BC need to pay a certain monthly fee. Then, for international students in Ontario, they can't enjoy Ontario government medical insurance during their school days, and they need to buy it from private insurance companies.
What's the point of OHIP?
OHIP (Ontario Health Insurance Plan) is a national health insurance plan in Ontario, Canada, which can be applied at Ontario Service. Every resident (nationality or immigrant) who has settled in Ontario can get OHIP.
Basically, Ontario residents spend money every time they see a doctor. Even if you want to buy medicine, you must see a doctor and get his prescription approval before you can buy medicine or have a blood test. Therefore, if you don't apply for medical insurance in Ontario, your headache and brain fever will be "cured" by an amazing amount of examination. How do Canadian students choose medical insurance? How should Canadian students buy medical insurance? . However, it should be noted that OHIP does not pay for the purchase of prescription drugs or dental care. Many people think this is extremely unreasonable. Isn't taking medicine a cure? Is toothache not a disease? Although Ontario does have a drug insurance plan, this kind of insurance is aimed at special people, and it is said that a visit to the dentist is very expensive.
But generally speaking, except for medicine and dentistry, and under special circumstances (such as weight-loss surgery), OHIP will fully pay for your daily physical examination, consultation and medical surgery.
Classification of medical insurance for international students
Usually, international students have two choices. Participate in the group medical insurance plan arranged by the school, or buy medical insurance for international students directly from private insurance companies. Some schools participate in group projects, and the insurance company requires all students in this school to join Canadian students. How can I buy medical insurance? How should Canadian students buy medical insurance? Reprinted from/article/wk-785000000681381.html, please keep this link! . For example, most universities and colleges in Ontario have joined the UHIP (University Health Insurance Plan) program. However, some schools do not require students. Students can choose to participate in the school's group plan, or they can freely choose to buy individual insurance plans directly from insurance companies and show their insurance certificates to the school after purchase.
UHIP medical insurance plan for international students entering Ontario.
Why do international students need UHIP?
As we all know, although Canada is a welfare country, local residents and permanent residents can enjoy free medical care and other benefits, but for international tourists, seeing a doctor in Canada can be described as an expensive expense when they can't enjoy these benefits. For example, it costs at least 100 dollars to see a doctor or go to a clinic for examination. Not to mention going to the hospital for emergency treatment, the sky-high cost of $65,438+0,000 will make people afraid and cry.
Who can apply?
Full-time international students studying in Ontario (universities or colleges registered in Ontario) need to provide a study visa permit or a temporary resident visa;
Part-time students studying in Ontario (who have participated in full-time study before), valid study permit or temporary visa permit;
It is worth noting that UHIP is compulsory for non-local residents who participate in English study or university non-degree programs, and the longest UHIP is 2 years;
Temporary employees working in Ontario are not eligible for government OHIP medical insurance;
Family members of international students/international temporary employees are not eligible for government OHIP medical insurance;
Before Canadian employees wait for OHIP health insurance;
For international students/employees, their spouses, common-law spouses and other spouses who have a legal relationship of over 1 year;
Short-term visitors (attending short courses at the University/College of Ontario)
What is the difference between UHIP and OHIP government medical insurance in Ontario?
OHIP is a medical insurance specially provided for local residents and long-term residents living in Ontario, which is supported by Ontario tax. UHIP is designed to provide study or work for international non-local residents living in Ontario.
Except the University of Windsor, all universities and their affiliated colleges in Ontario have joined the UHIP International Student Insurance Program. All international students studying in these schools must also join the program.
International students from different companies enter the medical insurance plan in Canada;
RSA Royal and Sun Alliance Insurance Company
TIC international students-provided by travel insurance coordinator limited.
TU international students-provided by travel insurance company.
Ontario UHIP Plan-University health insurance plan provided by Sun Life Finance Company.
Others: Temporary medical insurance plans set up by some companies for tourists visiting relatives in Canada are also suitable for the medical insurance needs of international students and scholars who study or work for a short time.
The following is information about international students included in the medical insurance plans of Alberta, BC and Saskatchewan:
1. Alberta:
According to Alberta's medical insurance system, students must register as Canadian students within three months of entering Canada. How to buy medical insurance? System default value
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The medical insurance premium is about $34 per month, which is only valid for international students with visas for more than three months. At the same time, it is also necessary to provide a letter of proof from the school that intends to stay in Canada for more than 12 months, which will help students obtain medical insurance.
Address: Alberta Medical Insurance Plan, PO Box 1360, Edmonton, AB, T5J 2N3 Canada.
Telephone enquiry: extension 3 100000. (403) 427- 1432 (Edmonton, Alberta) or (403) 297-64 1 1 (Calgary).
2. BC:
According to the British Columbia Medical Service Plan and the British Columbia Hospital Insurance Plan, students must have student authorization to participate in the plan. The processing time is three months, and the monthly insurance cost is about $36.
Address: BC Medical Service Plan, P.O. Box 1600, Victoria, Canada.
Telephone consultation: 1-800-633-7 100 Fax: 250-952-3427.
Website: www.health.gov.bc.ca/insurance
3.saskatchewan:
Saskatchewan's hospital service and health care plan stipulates that students must register immediately upon arrival, and the medical insurance premium is valid and free during the student visa period.