1. medical insurance: provide medical security for family members and get reimbursement or compensation when they need medical services. According to the contract, the insurance company will reimburse or compensate the medical expenses within a certain range.
2. Hospitalization allowance: During the hospitalization of family members, the insurance company will give a certain amount of hospitalization allowance according to the standards agreed in the contract. This can be used to pay for various expenses during hospitalization.
3. Serious illness insurance: When the insured suffers from a serious illness as agreed in the contract, the insurance company will pay a certain amount of insurance money. This can help families cope with financial pressures such as treatment costs.
4. Insurance claims service: Insurance companies provide fast and convenient claims service to ensure that the insured can get compensation in time.
It should be noted that different insurance companies and products may have different specific insurance clauses and insurance responsibilities. Therefore, before buying the gold version of family health rights insurance, it is recommended to read the insurance contract and communicate with the insurance company or broker in detail to understand the specific insurance scope, responsibilities and conditions.