Taikang health certificate
Insurance companies have many such cases. In your case, the insurance company should be very sure, otherwise the insurance premium will generally be refunded. But if the evidence is sufficient (such as finding your father's previous treatment records of this disease or this disease from the hospital, obtaining oral testimony from insiders around you, or inferring conclusions according to the law of disease development, etc.). ), the insurance company has the right not to refund the insurance premium according to the law. It can even rise to the height of criminal law to investigate the responsibility of the parties. Physical examination before insurance does not fully explain that the insurance company must bear the responsibility, because there is a very clear provision in the insurance law called the obligation to tell the truth, which means that the insured has the obligation to tell the truth about the problems raised in the insurance company's application form. Besides, if you want to know, can you tell me what's wrong with it? If you don't agree with the decision of the insurance company, you can bring a lawsuit to the local people's court. Nothing makes sense.