The reason why college students in Beijing can enjoy free medical care is mainly because of the Beijing municipal government's medical security policy for college students. Here are some possible reasons:
1. The government pays attention to the health of college students: The Beijing Municipal Government recognizes that college students are the future and pillars of society, and health is crucial to the development of society. Therefore, in order to protect the health of college students, the government has provided a policy of free medical care.
2. Social security system: Beijing has established a perfect social security system, including medical insurance. As a part of society, college students enjoy the same medical security benefits as other residents, including free medical care.
3. Education Equity: The Beijing Municipal Government is committed to providing fair education opportunities, including university education. In order to ensure that college students can concentrate on their studies and reduce their financial burden, the government provides free medical care, so that college students can get timely medical care when they are sick and will not delay their studies for economic reasons.
4. Urban development needs: As the capital of China and the political, economic and cultural center of the country, Beijing attracts a large number of outstanding students to study. In order to attract and retain talents, the government provides free medical care and other benefits to improve the quality of life and happiness of college students.
However, not all the medical insurance expenses paid will enter the personal account, only the part paid by the individual will enter the personal account, and some of the part paid by the unit will enter the personal account and some will enter the overall account.
The difference between public medical care and medical insurance;
1, covering different groups of people: free medical care mainly provides medical security for civil servants and other state workers, while medical insurance mainly provides protection for workers and residents, which means that ordinary people can buy medical insurance, but free medical care can only be purchased if it meets some national regulations.
2. The financial burden is different: the cost of public medical care is borne by the unit and settled by the department, but medical insurance is paid by the social security fund and will be settled in the medical insurance department of the hospital.
3. Guarantee is different from reimbursement: the coverage of public medical care is very wide, and the reimbursement ratio is also very high. Generally, public medical care is paid by the unit, so the reimbursement rate is very high.
At present, the state adopts the proportional payment system for employees' medical insurance, while the fixed payment system is adopted for urban and rural residents' medical insurance.
Because the payment method of employee medical insurance is shared by individuals and units, generally speaking, the proportion that units need to pay is 8%, and the proportion that employees themselves need to pay is 2%.
To sum up: students need to hold valid student ID cards, resident ID cards, Beijing social security cards and other related documents; Students need to see a doctor at a designated medical institution in Beijing and pay part of their personal medical expenses according to regulations; Students should abide by the relevant regulations and hospital management requirements while enjoying free medical care. The government issued the policy of free medical care for college students in Beijing, aiming at protecting their health rights, improving their medical security level and providing better medical services.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 25
The state establishes and improves the basic medical insurance system for urban residents.