Introduction of clause c 1 for healthy and worry-free teenagers

With the development of society, people's insurance awareness is getting stronger and stronger. In the past, everyone was required to buy insurance. Perhaps the most acceptable insurance for the public is accident insurance. After all, it's cheap, and everyone feels that the money is wasted, so they are not so distressed. But now people, the concept of insurance is very different from before, now if you buy insurance. Your first thought may be critical illness insurance. To say who to buy this question, we must first consider our own children. First, children are the pride of every parent and the treasure in your palm; Second, children's premiums are cheap, and it is more cost-effective to buy insurance for children. Today, I'm going to introduce a kind of serious illness insurance for teenagers, Xinhua Life Insurance's Healthy and Worry-Free Teenager C 1.

Healthy and carefree youth C 1 is a critical illness insurance designed by Xinhua Life Insurance Company for children under the age of 18. Essence and health care C 1 are not much different, but only adults can be insured. If there is no youth version, then children can't be guaranteed, so there is this youth version of health care C 1.

Healthy and carefree teenagers C 1 guarantee 35 kinds of mild diseases and 85 kinds of severe diseases. 35 kinds of mild diseases pay 20% of the insured amount in advance, and mild diseases can pay up to three times without affecting the total insured amount. 85 kinds of serious diseases can be fully insured once they are diagnosed.

In addition, there are six specific diseases, including bone cancer, brain cancer, pancreatic cancer, leukemia, major organ transplantation or hematopoietic stem cell transplantation, and coronary artery bypass grafting. If the insured suffers from any of these six specific basic diseases, the insurance company will pay an extra 20% of the insured amount, which means an extra 20% on the basis of the original insured amount.

On the basis of these guarantees, the Youth Edition also has an eye-catching guarantee function. 15 kinds of adolescent-specific diseases will pay an extra 100% of the basic guarantee. That is to say, assuming that the original insurance coverage is 300,000, this 15 juvenile-specific diseases will have to pay 300,000 more. If they meet those 85 serious diseases, they will get 600 thousand at one time. 15 adolescent-specific diseases are as follows.

1, leukemia

2. Severe Kawasaki disease

3. Severe epilepsy

4. Polio

5. Severe juvenile rheumatoid arthritis

6. Severe gastroenteritis

7. Severe Wright syndrome

8. Mental retardation caused by illness or trauma at a specific age.

9. severe hemophilia a and B.

10, severe hand-foot-mouth disease

1 1, subacute sclerosing panencephalitis

12, correction of primary scoliosis.

13, sequela of bacterial encephalomyelitis

14, spina bifida

15, severe adrenal leukodystrophy

There is also an exemption function that has to be mentioned. If the insured is diagnosed as mild or juvenile-specific disease for the first time, the later premium will not be paid, and the contract will remain valid and the guarantee will remain unchanged. If the insured dies or is totally disabled, the subsequent premium can also be exempted.