On March 22nd, the Office of the Leading Group for the Stable and Healthy Development of the Real Estate Market in Chengdu issued the Notice on Further Promoting the Stable and Healthy Development of the Real Estate Market, which clearly put forward "establishing a reference price release mechanism for second-hand housing transactions" in strengthening the management of housing transactions. This is also the second city to follow this mechanism after Shenzhen.
Chengdu followed Shenzhen's example and established a reference price release mechanism for second-hand houses.
Why should Chengdu establish a reference price release mechanism for second-hand housing transactions?
According to the introduction of Chengdu Housing and Construction Bureau, recently, there have been some behaviors that disrupt the market order in the second-hand housing market in some areas of Chengdu, such as chaotic listing prices, driving up housing prices, and some owners' "holding a group to raise prices". In order to improve the transparency of second-hand housing information and promote rational transactions, and learn from the practices of Shenzhen and other cities, Chengdu plans to establish a reference price release mechanism for second-hand housing transactions.
At the same time, Chengdu will further standardize second-hand housing transactions. First, strengthen the control of the listing price of second-hand houses, requiring brokers not to accept and publish the listing price significantly higher than the reasonable transaction price of the property, and social network information platforms should cooperate with technical control; The second is to sort out the actual transaction prices of second-hand houses in hot areas and hot properties in advance, gradually form the regional grid reference prices of second-hand houses, guide the sales of second-hand houses, and strengthen the management of second-hand housing transactions.
On March 24th, the staff of Chengdu government service platform told this newspaper that there is no specific implementation time at present, and the reference prices of subsequent second-hand houses will be published regularly in the official accounts of official website and WeChat in Chengdu, so you can pay attention to them yourself.
Lu Qilin, research director of 58 Anjuke Real Estate Research Institute, pointed out that the result of the government's introduction of such policies is to guide financial institutions to reduce the loan ratio, increase the down payment ratio of buyers, and raise the threshold for buying houses, thus reducing the demand for buying houses. From the relationship between supply and demand, the market supply exceeds demand, thus achieving the role of stabilizing housing prices.
From the perspective of supervision, Chengdu has long been concerned about the chaos in the second-hand housing market.
According to previous media reports, in June of this year, 5438+ 10, the prices of individual properties in Chengdu High-tech Zone and Tianfu New District rose abnormally, including Chengnan Duhui in High-tech Zone and Zhonghai Left Bank in Tianfu New District. The report pointed out that because some intermediaries and their owners took the opportunity to drive up prices, the housing prices in the corresponding communities changed greatly, and the listing price of houses soared overnight, which triggered a series of chain reactions and directly affected the housing price fluctuations in the whole region.
In the face of malicious bid-up of housing prices, on June 25th, 65438 Chengdu Housing and Construction Bureau and the Internet Information Office interviewed the parties suspected of forming a WeChat group to encourage collective price increases and maliciously speculate on housing prices, demanding timely rectification.
65438+1On October 27th, Chengdu Housing and Urban-Rural Development Bureau issued the Notice on Severely Cracking Down on Illegal Acts such as Driving Up House Prices and Effectively Maintaining the Normal Order of the Real Estate Market, which made it clear that there is "zero tolerance" for acts that maliciously disrupt the stable and healthy development of the real estate market. The notice pointed out that the owners of individual residential quarters in Chengdu set up house price communication groups to threaten to raise prices, and were suspected of maliciously speculating the price of second-hand houses, which had a negative social impact on the stable and healthy development of the local real estate market.
Chengdu Housing and Urban-Rural Development Bureau said that if an individual is suspected of organizing malicious speculation, driving up housing prices, disrupting market order and other illegal acts, once verified, the housing and urban-rural construction department will suspend the acceptance of the relevant second-hand housing online signing procedures.
In addition, according to the website of the Ministry of Housing and Urban-Rural Development on March 19, the "two sessions" just ended, and Ni Hong, Vice Minister of the Ministry of Housing and Urban-Rural Development, led a team to Chengdu, Sichuan and Xi, Shaanxi to investigate and supervise the real estate work. Ni Hong pointed out that it is necessary to effectively increase the supply of residential land, control the risk of funds, and establish a linkage mechanism of "people, housing, land and money" to stabilize expectations from the source. In view of the outstanding problems in the real estate market, we will take timely measures, accurately and finely regulate, seriously investigate and deal with illegal acts of real estate agents and lending institutions, and resolutely curb real estate speculation.
According to the latest data released by the National Bureau of Statistics, the price of second-hand houses in Chengdu rose by 0.8% month-on-month and 9.3% year-on-year, ranking fifth in the country.
The reference price of second-hand houses has played an important role in Shenzhen market.
For Shenzhen, which is the first to put forward the reference price release mechanism for second-hand housing transactions, the effect has begun to appear after the New Deal landed. At present, the second-hand housing market is basically at a standstill, and buyers and sellers are caught in a wait-and-see and game stage.
Judging from the transaction volume of second-hand houses, it is almost halved. Statistics released by Shenzhen Real Estate Agency Association show that during the week from February 22nd to 28th, the number of second-hand houses signed online in Shenzhen was 834 sets, and it was 99 1 set from March to July. A few weeks before the introduction of the New Deal, the weekly online signing volume was around1.900-2,500 sets, and the market turnover dropped significantly. In addition, the number of online signing of second-hand houses in Shenzhen in February was 5,272 sets, which was almost halved compared with the online signing data of 5438+1set in June.
On February 8 this year, Shenzhen Housing and Construction Bureau issued three announcements in succession, announcing the establishment of a reference price release mechanism for second-hand housing transactions, and releasing the reference price of second-hand housing transactions in 3,595 residential quarters in the city for the first time. However, the reference price is generally low, almost equivalent to 30% off the market price. Crucially, the bank will issue loans according to the reference price.
Our newspaper visited the Shenzhen property market and learned that the second-hand housing market in Shenzhen has a strong wait-and-see mood, and the second-hand housing business of most intermediary stores has not yet been billed after the Spring Festival.
"After the New Deal, there was basically no transaction in the second-hand housing market, and both buyers and sellers were waiting to see. We have more than 40 stores in this area. Since March, we have only sold 8 suites. " A brokerage official in Shenzhen said.
Making two or three hundred phone calls a day has also become a daily routine for brokers. "I usually take the initiative to call customers and ask about their needs. I usually make two or three hundred phone calls every day. I usually get dizzy after playing for 70 or 80 heads, but I can't do this business. Now the market is in a sideways stage. Now we will also adjust our strategy, focus on some residential apartment products and rental orders, go to some real estates to stop customers on weekends, or transfer to cities around Shenzhen. " The above brokers said.
Our newspaper visited a number of intermediary stores in Shenzhen and found that the stores did not show the actual listing price of second-hand houses after the New Deal. Many stores can hardly see the outside housing information, and some stores only show the government-guided price. Some stores should have hung their houses on signs that read "Welcome to the store for consultation".
According to the agent of the store, after the release mechanism of the reference price of second-hand housing transactions was introduced in Shenzhen, the listing price of all second-hand housing was not allowed to be displayed in the stores or websites of intermediary companies. "Not many customers come to ask. After the general New Deal comes out, there will be a policy digestion period of two or three months. "
"Now buyers and sellers have two kinds of mentality. Buyers believe that house prices will be lowered after the New Deal, but at present, sellers have not taken the initiative to reduce prices. After all, sellers are not in a hurry to sell or want to observe the impact of the New Deal. " A broker of Shenzhen Chain Home told this newspaper.
Take Taihua Sunshine Sea in Bihai District of Bao 'an District as an example. According to the official guidance price of the government, the total reference price of a house with a square meter of 1 12.42 is 9120,000 yuan, but in the internal system of the chain home, the actual listing price of this house is130,000 yuan at present. A 93.74-square-meter house in Yuan Jun, Sentosa, Xixiang, Baoan District, with a total reference price of 8.32 million yuan, but the owner's actual listing price is12.6 million yuan. A set of 104.96 m2 housing in the Pearl Community of the Bay, with a total reference price of 5.53 million yuan and the actual listing price of the owner of 8.45 million yuan. The newspaper inquired about some properties whose prices have not been loosened.
"The official guidance price is mainly to curb demand, because bank loans are approved according to the official guidance price of the government, which means that it is necessary to increase the down payment of buyers and raise the threshold for buying houses, thus controlling demand. Real buyers who just need to buy houses will also have concerns under such circumstances and delay the demand for buying houses. " A brokerage in Shenzhen Zhongyuan explained.
Yan Yuejin, research director of think tank institutions, pointed out that "the reference price of second-hand housing transactions will undoubtedly play a role in stabilizing housing prices. On the one hand, it can stabilize prices, on the other hand, it can curb speculation. In the past, the policy controlled the new housing market more and the stock housing less, mainly because the second-hand housing was a relatively market-oriented market, but the subsequent control of second-hand housing in first-tier and hot-spot second-tier cities should be fully rolled out. "
However, some insiders pointed out that after the liberalization of the reference price policy for housing transactions, only the guiding price will be displayed in the market, which will also make the second-hand market with opaque relative prices more blurred. The government should guide relevant institutions to disclose real transaction prices and make information more open and transparent.
Original title: "Chengdu follows up the release mechanism of second-hand housing reference price, and Shenzhen's transaction volume in February is close to" waist-cutting "