1. Out-of-pocket expenses in medical insurance: covering the out-of-pocket expenses of the insured within the scope of the basic medical insurance policy.
2. Out-of-pocket expenses other than medical insurance: Covers out-of-pocket expenses of the insured outside the scope of the basic medical insurance policy.
3. Specific drug costs: including 36 specific high drug costs, the special drug guarantee further expanded the drug indications.
4. The maximum guarantee amount is 3 million yuan: it provides wide coverage under the condition that the insured is not limited to age, medical history, household registration and occupation. "Tianjin Huimin Insurance" is a commercial medical insurance customized by the Tianjin Municipal Government. Combined with the regional characteristics of Tianjin and the diversified medical security and drug demand of residents, it is specially customized for Tianjin medical insurance participants. The security scheme is closely linked with Tianjin's basic medical insurance, allowing Tianjin citizens to enjoy medical security and a number of health services with a maximum coverage of one million at inclusive prices, effectively reducing the economic burden brought by large medical expenses. Tianjin Huimin Insurance started in 2022, exceeding 163.