How do housewives without social security plan for their old age?

Young women will have 20 to 30 years of working time, and some of the money they earned when they were young should be saved for their old age. Women may have a retirement period of 20 to 30 years. When they are old, they still need food, clothing, housing and transportation, medical expenses, travel expenses and pocket money. They shouldn't be too selfish when they are young and spend all their money. Old people don't need much money, but after retirement, many people will suffer from low back pain and back pain because they stay at home for a long time and take on the main housework, which is called "occupational disease" of housewives. Doing housework all day is also prone to accidents. Housewives are also one of the high-risk groups of lung cancer because of their long-term interaction with lampblack.

Plan your insurance plan as soon as possible.

Because housewives stay at home for a long time and undertake the main housework, many people will have backache, which is called "occupational disease" of housewives. Doing housework all day is also prone to accidents, and housewives are also one of the high-risk groups of lung cancer.

As a housewife, she can also buy whole life insurance and accident medical insurance for herself.

Whole life insurance is a life-saving life insurance product with strong savings and accumulation. Whole life insurance insurance policy can be used as an asset, which can maintain and increase its value over time; However, term life insurance generally only bears the responsibility for death within a specific insurance period, which highlights the protection function. When the insurance period expires, the insurance liability terminates.

At present, there are several types of medical insurance in the insurance market: comprehensive medical insurance, hospitalization medical insurance, surgical medical insurance, women's medical insurance, various allowance insurance and major illness medical insurance. There are generally 10 kinds of diseases covered by critical illness insurance, covering some common major diseases such as cancer, paralysis, stroke and uremia. Allowance insurance is divided into three types: general hospitalization allowance, cancer hospitalization allowance and hospitalization operation allowance; Hospitalization medical insurance refers to the insurance that pays the hospitalization medical insurance premium in proportion to the reasonable expenses actually spent during hospitalization; Women's medical insurance is a medical insurance for gynecological diseases designed according to women's physiological characteristics; Comprehensive medical insurance is mostly the daily fixed payment of hospitalization allowance and compensation for some special diseases or operations.

Medical insurance is the basic medical expenses shared by individuals and enterprises, and it stipulates the deductible line and the capping line. However, once a person suffers from a serious illness, it is not enough to rely solely on medical insurance. For the part that cannot be guaranteed by medical insurance, it is one of the better ways to supplement it through medical insurance, especially for some people who are not covered by medical insurance, such as freelancers, housewives and children. These groups especially need medical protection provided by health insurance to prevent and resolve health risks.

Housewives should do a good job in retirement pension plan and critical illness medical plan as soon as possible, and at the same time match the corresponding insurance product portfolio to meet the needs of different stages of life. In this way, when you are old, you can enjoy a high-quality happy life alone.

How do housewives buy insurance? With the continuous improvement of living standards, people pay more and more attention to further improving the quality of family life. Therefore, the value of housewives is more prominent. "Full-time wife" is a husband's affirmation of his wife's ability, which is worthy of recognition.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.