Poor families don't have to pay medical insurance. For some people in rural areas, the new rural cooperative medical system is free and enjoys all the rights and interests of the new rural cooperative medical system, which is limited to the following types of farmers:
1. Rural poor farmers and disabled people set up files and set up cards.
2. People raised collectively in the village.
3. Rural low-income families
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1. Cardholders do not need to pay medical insurance. Poor families in rural areas of China can't afford the medical insurance they need most. The state aims to enable poor rural households to enjoy the preferential treatment of the new rural cooperative medical insurance.
2. The poverty-stricken households who set up files and set up cards are the special targets of poverty alleviation policies. The five-guarantee households and the low-guarantee households belong to the government, and their medical insurance is borne by the government. In addition, the medical insurance of other poor families should not only be paid in 20 19, 2020, 202 1 year and any year after, but also be paid less before the poverty alleviation policy is cancelled. 202 1, poor families only need to pay 160 yuan on average, which is lower than that of ordinary residents 120 yuan.
3. The balance of the personal account of the medical insurance card will not be transferred to the serious illness allowance, or it will be in its own account and can be used at any time. The payment of medical insurance units and individuals for urban workers is divided into two parts: one part is personal account (commonly known as medical insurance card); Second, co-ordinate accounts. Each month, these two accounts are allocated in proportion to the fees paid. In other words, the medical insurance card is a part of the accumulation of paid insurance premiums, which individuals can use to pay for outpatient expenses, buy medicines at designated pharmacies, and pay for the out-of-pocket part of hospitalization expenses. At the same time, when hospitalization due to illness requires general ledger payment, the medical insurance card is an accounting voucher (if there is continuous payment). The practice of general hospitals is to register with a medical insurance card when entering the hospital. All medical expenses within the scope of medical insurance are directly settled by the settlement center set up by the social security center in the hospital, and you only need to pay the out-of-pocket amount. Of course, if there is enough balance in the medical insurance card (it usually takes a long time to accumulate), please pay by credit card. If the balance is insufficient, pay in cash.