1: My mother always told me that I would live well in the future! You can't be poor all your life unless you have enough food and clothing!
I didn't remember half of it until I hit the south wall after marriage
The way parents save money is to scrimp and save. They don't want to buy new clothes, just eat. Just use the things at home to watch TV or something.
Every little makes a mickle. Only when you see the balance in the bank card can you be practical.
2. Saving money is nothing more than increasing revenue and reducing expenditure.
In the way of ensuring life, the first thing parents do is to reduce expenditure, that is, save.
Time deposit saving method
Save 10% of salary every month. If you don't bind any APP, it's better to deposit it in cash.
I used to open an automatic deposit with Alipay wallet. I increase weekly, and I automatically save money before I know it, saving brain cells.
Saving money is really addictive. It's interesting to watch the numbers increase.
3. Delayed consumption method
Every time I am impulsive, I seem to have to spend it, otherwise I will lose sleep. I always add a shopping cart first, so that I can control my desire to buy. Both parents shop on the spot and don't buy if they don't like each other. Wear ordinary clothes for non-important occasions, and just wear some decent clothes for formal occasions.
4. Set the expenditure details and prohibit overspending.
If you can't see the expenditure of money, the concept of no quantity will soon be spent. It is a good habit to keep an account every day. My mother started to keep accounts every day. It is as big as buying home appliances such as air conditioners, and as small as buying vegetables and noodles. You see, the money spent at the end of each month will definitely not be saved next month.
The premise of saving money is that you have a goal in life.
5. Compulsory exercise to keep healthy.
Some old people especially want to understand that instead of spending a lot of money on medicine every day, it is better to exercise every day, not only to cultivate sentiment, but also to have a healthy body. I realized how innocent the money donated to the hospital was.
Therefore, having a healthy body is to save money, and not contributing to the hospital is to have comments. This is also our hidden money saving.
6. Parents always have their own life goals: for example, buying a house for their children, paying down payment, saving tuition for their grandchildren, saving money for their old age, and saving some money for their children in case of emergency ...
This is why parents can scrimp and save, open source and reduce expenditure, and have a string of reasons to save money in their minds … save for a rainy day!