Operating environment:
Brand model: iPhone 13
System version: iOS 15.3
Application version: v 10.2.53
This is a short-term critical illness insurance, and its guarantee period is 1 year, and the other three months' guarantee period is given free of charge by the mutual treasure platform, so the real guarantee period of this product is actually 1 year +3 months. Although it is a short-term insurance product, it can be surrendered as long as the guarantee period does not expire (excluding 3 months). However, it should be noted that the insurance company can refund all medical premiums if it surrenders during the policy hesitation period, but if it surrenders after the policy hesitation period, the insurance company will only refund the cash value of the policy. The cash value of such products is very low, so it will bring some economic losses. The hesitation period of the critical illness version of Health WelfareNo. 1 is 15 days from the effective date of the policy.
1 No.,serious illness in health and welfare, insurance in case of hypertension. If it belongs to hypertension above grade 2 (systolic blood pressure is greater than or equal to 160mmHg or diastolic blood pressure is greater than or equal to 100mmHg without medication), it is impossible to buy this million-dollar medical insurance in this case. This question about the past history of hypertension in health instructions,
The coverage of 1 for serious diseases is to provide 180 kinds of diseases, including 120 kinds of serious diseases, 20 kinds of moderate diseases and 40 kinds of mild diseases, with low premium and comprehensive coverage.
The insurance age of the chronic disease version of Health Welfare Cancer Prevention 1 is 30 days after birth -59 years old. In addition, underwriting is very loose, and patients with chronic diseases can also be insured. If they suffer from chronic diseases such as hypertension, diabetes, cardiovascular and cerebrovascular diseases, they can also buy them. There is no inquiry about this kind of disease in the health notice.
The content of protection of health welfare and cancer prevention. 1 chronic disease version is mainly aimed at various high-risk cancers. Once the diagnosis is made, the insured amount can be paid, which is 300,000 yuan under 39 years old and 654.38+10,000 yuan between 40 and 59 years old.
The chronic disease version of Health Welfare and Cancer PreventionNo. 1 is different from the old version. The difference is:
The insurance age of the chronic disease version of Health Welfare Anti-cancer 1 is 30 days to 59 years old. Once cancer is diagnosed, the amount of compensation varies according to age. If a person between 30 days and 39 years old is diagnosed, the compensation amount is 300,000. If the insured is 40 to 59 years old, the amount of compensation for cancer diagnosis is 654.38+ 10,000.
Insurance age for health care and cancer prevention. 1 The old edition is aimed at the elderly, with emphasis on the elderly aged 60-70. After the diagnosis of severe malignant tumor, the insured amount is 654.38+ 10,000.