How about Ping An Guardian 100% insurance? What's your opinion?

Ping An Guardian 100% insurance is actually a combined insurance, which belongs to the return type of critical illness insurance and will include 80 kinds of critical illness. Many people also think it is more appropriate after analysis, which can protect life.

1, main safety contents

Ping An Guardian 100% insurance is mainly a kind of endowment assurance, that is, if you die within the agreed insurance period, you can get compensation from insurance money. There is also the protection of additional risks. The protection of additional risks is to protect 120 kinds of serious diseases. If the diagnosis is a serious illness as agreed in the contract, you can get compensation. When paying the premium, if a 30-year-old woman decides to buy 200,000 yuan, and if she decides to buy 70 years old, the annual payment is 5,720 yuan, which will be paid for 20 years.

2. What are the advantages of safe guarding 100% insurance?

After the contract expires, if there is no accident, you can get the expired survival insurance money during the payment process, which is a comparative advantage. Most of the critical illness insurance, when your contract expires, if you are not sick, you can't get the money. When you choose this insurance, you can effectively meet the daily needs of providing for the aged. In addition, you will also protect some lifelong serious diseases, effectively make up for the economic tension when you suffer from major diseases, and make your later life easier.

3. How to treat 100% insurance of Ping An Guarding?

Although this kind of insurance will cover 120 kinds of serious diseases, it is obvious that the protection for minor diseases is still relatively lacking, only 10 kinds, so it is not comprehensive and has some shortcomings. When you choose to buy, it is also a lifetime guarantee system, so when you buy, you must know that the probability of getting sick is relatively high, mainly at the age of 40 to 70. If you want to guarantee your life, you must ensure that the payment process is not interrupted. If there is an interruption, you still have to meet the corresponding conditions, and you can't enjoy it if you don't meet the conditions.