Social security is divided into units and individuals, and the specific social security contribution ratio is as follows:
1, endowment insurance, units and individuals pay 20% and 8% respectively;
2, medical insurance, units and individuals pay 12%, 2% respectively;
3. Unemployment insurance, units and individuals pay 2% and 0% respectively;
4, maternity insurance units to pay 0.60%, individuals do not pay;
5, work-related injury insurance units pay 2%, individuals do not pay.
Social security has the following characteristics:
1, protecting the rights and interests of workers, their relatives and employers;
2. The scope of protection only lies in the personal safety of workers caused by labor;
3. Mandatory, which can not be ignored by both workers and employers;
4. The purpose is to maintain the renewable and recyclable utilization of social labor resources;
5. The funds come from government policy support and contributions from personnel units and individuals.
Benefits of paying social insurance:
1, users can receive a certain living security fee every month after retirement;
2. Drugs purchased in pharmacies can be paid by social security cards, and expenses can be reimbursed when there is a major illness that requires hospitalization observation;
3. If an accident occurs during working hours or due to work reasons, compensation can be made;
4. Women have compensation allowance during childbirth, and all expenses incurred during childbirth are reimbursed.
People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.